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Buying a home is so much easier with a Pre-Approved Home Loan
You may be thinking about buying a propery but don't know where to start, after all you have no idea how much you can borrow!
Getting a pre-aproved home loan will undoubtedly point you in the right direction. Each bank has different lending criteria, some will lend more than others.
Your approval letter will tell you clearly the amount you can borrow, borrowing less than this figure should be a formality. It will also outline the terms of the loan and any conditions that still have to be met, such as satisfactory Sale and Purchase Agreement (the contract), bank statements, confirmation of deposit etc.
If you can satisfy all these conditions, you are virtually a cash buyer outting you in a much stronger position, particularely where a tender is involved and a must at an auction.
A pre-approval does not commit you to anything so no matter what your situation, get the ball rolling now and call Thomson Jones Mortgage Brokers on 0800 007 117.
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