TXT-a-Quote Form:
Lump Sum
Trauma Insurance
Submit the form below and you'll get a text message soon with a quote for the premium you can expect to pay for your lump sum trauma insurance cover.
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Don’t let trauma strike twice…
Lump Sum Trauma cover is a policy that pays out a lump sum when you have a traumatic event or medical crisis such as a major illnes. It is designed to make life easier for you and your family, to cover loan repayments, childcare, children’s education etc. You can also use the money for treatment costs.
Lump Sum Trauma and other policies of this sort, cover a basic six operations/conditions as part of the illness coverage: heart attack, stroke, and cancer of the breast, prostate, skin or bowel. Extra cover options can be arranged.
How much cover should you have?
What you want to protect depends on the lifestyle you currently have. Its up to you! A lump sum will help family pay home loans or mortgages, childcare and/or children’s education, etc.
Other terminology
Qualifying period: Some insurance companies will stipulate that a period (often six months) is required before any claims can be made.
Health conditions: For any insurance company, each health condition has a specific definition (these are often defined in a policy document). It pays to check these definitions if requesting extra cover, this is particularly useful for people with a family history of conditions.
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